May 17, 2012

10 Stupid Things People Do to Mess Up Their Money

  1. Buy shoes which are a tad bigger than their normal size because it is on 70% sale and the store had run out stocks on their size.
  2. Spend two hours driving 100km away because there is a sale going on.
  3. Spend rm300 on something they don’t need but think they need, because they save rm30.
  4. Believe they can make millions just working a few hours a week in their spare time.
  5. Get a bank loan to pay off their credit card loan.
  6. Pay only the minimum amount required for their credit card bills.
  7. Give all their savings to fully pay off their house loan or car loan. And then tell themselves they will have more savings later without having to pay for loans.
  8. Buy an extra item that cost rm120 because their Bonuslink card lacks another 120 points for redemption.
  9. Thinking that they can strike it rich with lotteries and bet rm10 on it everyday.
  10. Spend rm2000 changing their car sports rim to a funkier one and the only person who really appreciate or notice it is themselve.
  11. Purely my own opinions.

    Feel free to add more to the list :cool:










13 Comments so far

  1. kuanhoong on May 31st, 2007

    So which one are you? :twisted:

  2. Beelee on May 31st, 2007

    I was half of #7 once, I thought I won’t need the cash, but regreted later … Arrrg, why do you have to bring up this pain to me :evil:

  3. Doraemon on May 31st, 2007

    Jenny: i sent an email to you. Please go to check it and reply me!!! :twisted:

  4. Jenny on May 31st, 2007

    KuanHoong, i’m no.10, haha, just kidding, actually i’m none of the above, believe it?

    Bee, I’m really sorry to bring this up. I think i learnt from people’s experiences. I brought up these points because it is what people tell me they regret doing.

    Wait, i think i may be half of 3, buying rm100 item i don’t need because they are giving a free item worth rm50 i think i need.

    :evil:

    Doraemon, i’ll check it when i’m free to read my personal mails. My other mailbox are already flooding with emails. so sorry.

  5. Alex Yeo on May 31st, 2007

    I used to do activity #9. No, I am not obsessed with it, I treat it as entertainment money only. Sometimes when I have a strong “sense” for numbers, I will buy. But it came out otherwise. LOL.

  6. Criz Lai on May 31st, 2007

    Hmmm…do you think buying around RM4K of electrical equipment and get RM6-7K of other electrical equipments FREE is a good deal? I am still scratching my head over the purchase :P

  7. AhBoon on June 1st, 2007

    5. Get a bank loan to pay off their credit card loan.

    why not? credit card interest 18%/year, where bank loan mostly 8-9% (I think la). :idea:

  8. Beelee on June 1st, 2007

    don’t worry Jenny, I was exaggerating :wink: It took me half a year of “belt tighting” to get to the amount I needed.

  9. edward on June 1st, 2007

    :shock: Strange but True…

  10. Vedis Teh on June 3rd, 2007

    :mrgreen: I am No.5 & 6 lah…

    :sad: What to do ? Bank loan is cheaper than credit cards mah..Bank loan 9%…credit cards..18% leh..

    I agree with NO.10… :cool: Well, guys mah..they like such thing. My hubby also wants to change to sport rims. I told him who is so free to look at your sport rims. You yourself also forgets to look at them after sometime.

    :lol: Jenny, you can add one more. Those who like to spend ++$10,000 on plaster ceiling..with very sophisticated and beautiful designs ! Who will sit at home and look up to the ceiling ?? :roll:

    Whenever friends show off their plaster ceiling, I will ask them this question – How often do you look up the ceiling ? :idea:

  11. cc on June 4th, 2007

    My husband committed the first sin once and got an ear full from me. Now no more. haha.

    p/s: Hello! First time commenting here. :)

  12. Jenny on June 4th, 2007

    hehe, hey, i think we are bound to be part of the list rite?

    Alex ah, sometimes people say they really strike it when they suddenly have the ’sense’. One of aunt really did.

    Criz eh, which electrical items you bought? Really there is such a big frog jumping around?

    Boon, then why get a credit card loan in the first place? Can’t they get a bank loan straight?

    Edward hi! Nice to see ya commenting.

    Vedis ah, no.10 happens to nky lor. But my aunt say let him. It is way better than he spent the money ’somewhere else’ wor. hehe :???:

    cc, hehe, agree, that happens to one of my friends too, and I don’t really understand how a girl can wear a shoe with a bigger size? do they stuff some tissues in there?

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